Sep Ira Contribution Limits 2024 Employer Match. The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. In 2024, those using a sep ira can contribute as much as $69,000, or up to 25 percent of their business earnings or compensation, whichever is less.

You must have earned at least $750 from an employer to qualify for a sep. The employer contribution limit also rises to $46,500, bringing the.